Debit Mastercard: The Best Debit Cards from BFG

Our Debit Mastercard is honored at over 15 million locations around the world. These check cards are a combination ATM card and debit card for qualifying checking members.As an ATM card, the Debit Mastercard can be used at any ATMs bearing the STAR, Cirrus or Maestro network logo. As a debit card, you can use this card to pay for goods and services at any merchant displaying the Mastercard logo*. The Mastercard logo on our Debit Mastercard is recognized worldwide.

Although a debit card looks like a credit card, no credit will be used and no interest will be paid. When using debit cards, the amount of the purchase is taken directly from your checking account.

Contactless

  • Tap Pay Go
  • Terminals with this logo = hold your card near the card reader to make payments without contact

Digital Wallet

  • Load your BFG Debit Mastercard into Apple Pay, Google Pay, or Samsung Pay to make payments using your smartphone or smartwatch. 
  • Store your BFG Debit Mastercard securely on your mobile device to make purchases online and in stores without having to carry your actual card.

Click here for Apple Pay Information

Click here for Google Pay Information

Click here for Samsung Pay Information

All product and company names are trademarks™ or registered® trademarks of their respective holders.  Use of them does not imply any affiliation with or endorsement by them.

FAQs

Which BFG card can I use with Digital Wallet?

  • You can use your BFG Debit Mastercard to make purchases taken directly from your checking account.

Are my payments safe using a Digital Wallet?

  • Your BFG Debit Mastercard number isn’t stored on your phone or given to the merchant.  A unique digital code is created specifically for your device.

Is my personal information kept private and protected?

  • Digital Wallets do not store your name, debit card number or security code on your device and therefore they are not exposed to the merchant.

Am I able to opt out of Digital Wallet at any time?

  • Adding your debit card to Digital Wallet is your choice.  You can add and remove cards when needed.

Is Digital Wallet free?

  • There is no cost for the service.  Messaging and data rates may apply, depending on your data plan.

How do I return a purchase if I used Digital Wallet as the payment?

  • Merchandise returns are handled the same way as purchases made with a physical card (store policies apply).  The merchant may require you to hold your device over the card reader in order to complete the return.

How will purchases made with Digital Wallet show up in my account?

  • When using Digital Wallet as payment, the amount of the purchase is taken directly from your checking account.  Using Digital Wallet is the same as using a physical debit card.

Are there benefits to using a Digital Wallet?

  • Other than the convenience of a digital wallet, one of the main benefits is theft protection. If your device is lost or stolen a thief would need your authorization code, fingerprint, or other authentication process to access the items in your digital wallet. This is in contrast to losing a physical card that can be swiped or used online with minimal if any identity verification in place.

Click here for information on Alliance One, a surcharge free ATM network.

* Your Debit Mastercard cannot be used at any car rental merchant. Please use your BFG Federal Credit Union Credit Card.

Check Card Overdraft Protection Available

Applicants who qualify for this line of credit are protected from the embarrassment and expense of overdraft charges. Our low interest rate for this Overdraft Protection on check cards is below most credit card rates.

Request an application for our Debit Mastercard with Overdraft Protection by calling 800-306-4400 ext. 4121 or email our Webmaster.

Learn about improving your credit score.

Please Click Here for our Debit Mastercard guide to benefits.